pain.001.001.11 — valid, fully structured address, executed after 2026-11-15

<?xml version="1.0" encoding="UTF-8"?>
<!--
  ValidateFin sample file — SEPA Credit Transfer, pain.001.001.11.
  Expected validation result: VALID — 3 transfers, 4 320.00 EUR, 0 warnings.

  This is the reference "ready for 2026" file. The requested execution date inside
  the file (ReqdExctnDt = 2026-11-20) falls AFTER the EPC structured-address cut-off
  of 2026-11-15, so every payer and payee address is FULLY STRUCTURED: StrtNm,
  BldgNb, PstCd, TwnNm and Ctry, and not a single <AdrLine>. TwnNm + Ctry is the
  minimum a structured address must carry — Ctry alone is not enough.

  All parties and account numbers are fictitious.
  Reference page: https://validatefin.com/en/resources/samples/sepa-pain001-v11-structured-address
  License: CC-BY-4.0
-->
<Document xmlns="urn:iso:std:iso:20022:tech:xsd:pain.001.001.11"
          xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
  <CstmrCdtTrfInitn>
    <GrpHdr>
      <MsgId>CT-2026-11-STRUCT-001</MsgId>
      <CreDtTm>2026-11-17T09:05:00</CreDtTm>
      <NbOfTxs>3</NbOfTxs>
      <CtrlSum>4320.00</CtrlSum>
      <InitgPty>
        <Nm>Helios Energie SA</Nm>
      </InitgPty>
    </GrpHdr>
    <PmtInf>
      <PmtInfId>PMT-CT-20261117-STRUCT</PmtInfId>
      <PmtMtd>TRF</PmtMtd>
      <NbOfTxs>3</NbOfTxs>
      <CtrlSum>4320.00</CtrlSum>
      <PmtTpInf>
        <SvcLvl>
          <Cd>SEPA</Cd>
        </SvcLvl>
      </PmtTpInf>
      <ReqdExctnDt>
        <Dt>2026-11-20</Dt>
      </ReqdExctnDt>
      <Dbtr>
        <Nm>Helios Energie SA</Nm>
        <PstlAdr>
          <StrtNm>Rue de la Fonderie</StrtNm>
          <BldgNb>24</BldgNb>
          <PstCd>69007</PstCd>
          <TwnNm>Lyon</TwnNm>
          <Ctry>FR</Ctry>
        </PstlAdr>
      </Dbtr>
      <DbtrAcct>
        <Id>
          <IBAN>FR7610107001011234567890129</IBAN>
        </Id>
        <Ccy>EUR</Ccy>
      </DbtrAcct>
      <DbtrAgt>
        <FinInstnId>
          <BICFI>CCBPFRPP</BICFI>
        </FinInstnId>
      </DbtrAgt>
      <ChrgBr>SLEV</ChrgBr>
      <CdtTrfTxInf>
        <PmtId>
          <InstrId>INSTR-11-001</InstrId>
          <EndToEndId>E2E-11-001-KELLER</EndToEndId>
        </PmtId>
        <Amt>
          <InstdAmt Ccy="EUR">2400.00</InstdAmt>
        </Amt>
        <CdtrAgt>
          <FinInstnId>
            <BICFI>BYLADEM1001</BICFI>
          </FinInstnId>
        </CdtrAgt>
        <Cdtr>
          <Nm>Keller Logistik GmbH</Nm>
          <PstlAdr>
            <StrtNm>Ringstrasse</StrtNm>
            <BldgNb>7</BldgNb>
            <PstCd>80331</PstCd>
            <TwnNm>Muenchen</TwnNm>
            <Ctry>DE</Ctry>
          </PstlAdr>
        </Cdtr>
        <CdtrAcct>
          <Id>
            <IBAN>DE02120300000000202051</IBAN>
          </Id>
        </CdtrAcct>
        <Purp>
          <Cd>SUPP</Cd>
        </Purp>
        <RmtInf>
          <Ustrd>Facture KL-2026-4417 - transport novembre</Ustrd>
        </RmtInf>
      </CdtTrfTxInf>
      <CdtTrfTxInf>
        <PmtId>
          <InstrId>INSTR-11-002</InstrId>
          <EndToEndId>E2E-11-002-DEVRIES</EndToEndId>
        </PmtId>
        <Amt>
          <InstdAmt Ccy="EUR">1200.00</InstdAmt>
        </Amt>
        <CdtrAgt>
          <FinInstnId>
            <BICFI>ABNANL2A</BICFI>
          </FinInstnId>
        </CdtrAgt>
        <Cdtr>
          <Nm>De Vries Advies BV</Nm>
          <PstlAdr>
            <StrtNm>Keizersgracht</StrtNm>
            <BldgNb>124</BldgNb>
            <PstCd>1015 CW</PstCd>
            <TwnNm>Amsterdam</TwnNm>
            <Ctry>NL</Ctry>
          </PstlAdr>
        </Cdtr>
        <CdtrAcct>
          <Id>
            <IBAN>NL91ABNA0417164300</IBAN>
          </Id>
        </CdtrAcct>
        <RmtInf>
          <Ustrd>Facture DV-2026-0912 - conseil</Ustrd>
        </RmtInf>
      </CdtTrfTxInf>
      <CdtTrfTxInf>
        <PmtId>
          <InstrId>INSTR-11-003</InstrId>
          <EndToEndId>E2E-11-003-IBERIA</EndToEndId>
        </PmtId>
        <Amt>
          <InstdAmt Ccy="EUR">720.00</InstdAmt>
        </Amt>
        <CdtrAgt>
          <FinInstnId>
            <BICFI>CAIXESBB</BICFI>
          </FinInstnId>
        </CdtrAgt>
        <Cdtr>
          <Nm>Iberia Datos SL</Nm>
          <PstlAdr>
            <StrtNm>Calle Serrano</StrtNm>
            <BldgNb>41</BldgNb>
            <PstCd>28001</PstCd>
            <TwnNm>Madrid</TwnNm>
            <Ctry>ES</Ctry>
          </PstlAdr>
        </Cdtr>
        <CdtrAcct>
          <Id>
            <IBAN>ES9121000418450200051332</IBAN>
          </Id>
        </CdtrAcct>
        <RmtInf>
          <Ustrd>Facture ID-2026-0233 - hebergement</Ustrd>
        </RmtInf>