pain.001.001.03 — 250 transfers, high-volume payroll run

<?xml version="1.0" encoding="UTF-8"?>
<!--
  ValidateFin sample file — SEPA Credit Transfer, pain.001.001.03, HIGH VOLUME.
  Expected validation result: VALID — 250 transfers, 442028.75 EUR, 0 warnings.

  A realistic payroll run: 250 credit transfers in a single PmtInf, spread over five
  countries (DE, NL, BE, ES, FR). Every IBAN is generated with correct ISO 7064
  mod-97 check digits, every name stays inside the basic SEPA character set, and the
  GrpHdr and PmtInf control totals both equal the exact sum of the 250 amounts.

  Use it to check how your parser, your bank portal or your own tooling behaves on a
  file that is neither tiny nor pathological — and to see that a single wrong cent in
  a batch this size is caught by CtrlSum alone.

  All parties and account numbers are fictitious.
  Reference page: https://validatefin.com/en/resources/samples/sepa-pain001-bulk-250
  License: CC-BY-4.0
-->
<Document xmlns="urn:iso:std:iso:20022:tech:xsd:pain.001.001.03"
          xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
  <CstmrCdtTrfInitn>
    <GrpHdr>
      <MsgId>CT-BULK-202603-0001</MsgId>
      <CreDtTm>2026-03-24T18:45:00</CreDtTm>
      <NbOfTxs>250</NbOfTxs>
      <CtrlSum>442028.75</CtrlSum>
      <InitgPty>
        <Nm>Northwind Services SA</Nm>
      </InitgPty>
    </GrpHdr>
    <PmtInf>
      <PmtInfId>PMT-BULK-PAYROLL-202603</PmtInfId>
      <PmtMtd>TRF</PmtMtd>
      <BtchBookg>true</BtchBookg>
      <NbOfTxs>250</NbOfTxs>
      <CtrlSum>442028.75</CtrlSum>
      <PmtTpInf>
        <SvcLvl>
          <Cd>SEPA</Cd>
        </SvcLvl>
        <CtgyPurp>
          <Cd>SALA</Cd>
        </CtgyPurp>
      </PmtTpInf>
      <ReqdExctnDt>2026-03-27</ReqdExctnDt>
      <Dbtr>
        <Nm>Northwind Services SA</Nm>
      </Dbtr>
      <DbtrAcct>
        <Id>
          <IBAN>FR7610107001011234567890129</IBAN>
        </Id>
        <Ccy>EUR</Ccy>
      </DbtrAcct>
      <DbtrAgt>
        <FinInstnId>
          <BIC>CCBPFRPP</BIC>
        </FinInstnId>
      </DbtrAgt>
      <ChrgBr>SLEV</ChrgBr>
      <CdtTrfTxInf>
        <PmtId>
          <EndToEndId>E2E-PAYROLL-2026-03-001</EndToEndId>
        </PmtId>
        <Amt>
          <InstdAmt Ccy="EUR">58.73</InstdAmt>
        </Amt>
        <CdtrAgt>
          <FinInstnId>
            <BIC>INGBNL2A</BIC>
          </FinInstnId>
        </CdtrAgt>
        <Cdtr>
          <Nm>Bruno Ivanov</Nm>
        </Cdtr>
        <CdtrAcct>
          <Id>
            <IBAN>NL25INGB0002000001</IBAN>
          </Id>
        </CdtrAcct>
        <RmtInf>
          <Ustrd>Salaire mars 2026 - matricule 1001</Ustrd>
        </RmtInf>
      </CdtTrfTxInf>
      <CdtTrfTxInf>
        <PmtId>
          <EndToEndId>E2E-PAYROLL-2026-03-002</EndToEndId>
        </PmtId>
        <Amt>
          <InstdAmt Ccy="EUR">72.46</InstdAmt>
        </Amt>
        <CdtrAgt>
          <FinInstnId>
            <BIC>GEBABEBB</BIC>
          </FinInstnId>
        </CdtrAgt>
        <Cdtr>
          <Nm>Carla Peeters</Nm>
        </Cdtr>
        <CdtrAcct>
          <Id>
            <IBAN>BE80300000000002</IBAN>
          </Id>
        </CdtrAcct>
        <RmtInf>
          <Ustrd>Salaire mars 2026 - matricule 1002</Ustrd>
        </RmtInf>
      </CdtTrfTxInf>
      <CdtTrfTxInf>
        <PmtId>
          <EndToEndId>E2E-PAYROLL-2026-03-003</EndToEndId>
        </PmtId>
        <Amt>
          <InstdAmt Ccy="EUR">86.19</InstdAmt>
        </Amt>
        <CdtrAgt>
          <FinInstnId>
            <BIC>CAIXESBB</BIC>
          </FinInstnId>
        </CdtrAgt>
        <Cdtr>
          <Nm>David Weber</Nm>
        </Cdtr>
        <CdtrAcct>
          <Id>
            <IBAN>ES6421000418004500000003</IBAN>
          </Id>
        </CdtrAcct>
        <RmtInf>
          <Ustrd>Salaire mars 2026 - matricule 1003</Ustrd>
        </RmtInf>
      </CdtTrfTxInf>
      <CdtTrfTxInf>
        <PmtId>
          <EndToEndId>E2E-PAYROLL-2026-03-004</EndToEndId>
        </PmtId>
        <Amt>
          <InstdAmt Ccy="EUR">99.92</InstdAmt>
        </Amt>
        <CdtrAgt>
          <FinInstnId>
            <BIC>BNPAFRPP</BIC>
          </FinInstnId>
        </CdtrAgt>
        <Cdtr>
          <Nm>Elena Garcia</Nm>
        </Cdtr>
        <CdtrAcct>
          <Id>
            <IBAN>FR7030004000011000000000485</IBAN>
          </Id>
        </CdtrAcct>
        <RmtInf>
          <Ustrd>Salaire mars 2026 - matricule 1004</Ustrd>
        </RmtInf>
      </CdtTrfTxInf>
      <CdtTrfTxInf>
        <PmtId>
          <EndToEndId>E2E-PAYROLL-2026-03-005</EndToEndId>
        </PmtId>