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BR-DE-19 - BT-84 must be a valid IBAN for SEPA credit transfer

When the Payment means type code (BT-81) is 58 (SEPA credit transfer), the Payment account identifier (BT-84) must contain a correct IBAN.

BR-DE-19 - BT-84 must be a valid IBAN for SEPA credit transfer

When the Payment means type code (BT-81) is 58 (SEPA credit transfer), the Payment account identifier (BT-84) must contain a correct IBAN. This is an XRechnung rule (German KoSIT CIUS). It applies on top of EN 16931 and Peppol, and is mandatory for B2G invoicing in Germany.

PaymentXRechnungBT-84 Error
This is an XRechnung rule (German KoSIT CIUS). It applies on top of EN 16931 and Peppol, and is mandatory for B2G invoicing in Germany.

What this rule checks

When the Payment means type code (BT-81) is 58 (SEPA credit transfer), the Payment account identifier (BT-84) must contain a correct IBAN.

How to fix it

Correct the IBAN in BT-84, or change the payment means code BT-81.

Validate against this rule

This rule is part of EN 16931. Check your invoice with the validator that matches your format:

UBL / PeppolXRechnungFactur-X / ZUGFeRD

Related rules

BR-CO-25Amount due needs a due date or payment termsBR-49Payment instruction needs a means type codeBR-50Credit transfer needs an account identifierBR-51Never include a full card numberBR-61Credit-transfer means needs an account identifierPEPPOL-EN16931-R061A direct debit requires a mandate reference

Source: KoSIT XRechnung · Last verified: 2026-07-10

All validation rules