BR-49 - Payment instruction needs a means type code

A payment instruction (BG-16) must specify the payment means type code (BT-81).

BR-49 - Payment instruction needs a means type code

A payment instruction (BG-16) must specify the payment means type code (BT-81).

PaymentEN 16931BT-81 Error

What this rule checks

A payment instruction (BG-16) must specify the payment means type code (BT-81).

How to fix it

Add the PaymentMeans/PaymentMeansCode (BT-81), e.g. 30 for credit transfer.

Validate against this rule

This rule is part of EN 16931. Check your invoice with the validator that matches your format:

UBL / Peppol XRechnung Factur-X / ZUGFeRD

Related rules

BR-CO-25Amount due needs a due date or payment terms BR-50Credit transfer needs an account identifier BR-51Never include a full card number BR-61Credit-transfer means needs an account identifier PEPPOL-EN16931-R061A direct debit requires a mandate reference BR-DE-1Mandatory: payment instructions (BG-16)

Source: CEN EN 16931 Schematron · Last verified: 2026-07-10

All validation rules