ValidateFin

BR-50 - Credit transfer needs an account identifier

A payment account identifier (BT-84) must be present when credit transfer (BG-17) information is provided.

BR-50 - Credit transfer needs an account identifier

A payment account identifier (BT-84) must be present when credit transfer (BG-17) information is provided.

PaymentEN 16931BT-84 Error

What this rule checks

A payment account identifier (BT-84) must be present when credit transfer (BG-17) information is provided.

How to fix it

Add the payee financial account ID (BT-84, e.g. IBAN) to the credit transfer.

Validate against this rule

This rule is part of EN 16931. Check your invoice with the validator that matches your format:

UBL / PeppolXRechnungFactur-X / ZUGFeRD

Related rules

BR-CO-25Amount due needs a due date or payment termsBR-49Payment instruction needs a means type codeBR-51Never include a full card numberBR-61Credit-transfer means needs an account identifierPEPPOL-EN16931-R061A direct debit requires a mandate referenceBR-DE-1Mandatory: payment instructions (BG-16)

Source: CEN EN 16931 Schematron · Last verified: 2026-07-10

All validation rules