Croatia IBAN Validator HR
Validate a Croatia IBAN and view its structure: checksum, bank code and format. 100% in your browser - no upload.
What is a Croatia IBAN?
A Croatia IBAN is the standardized 21-character account number used for Croatia bank transfers, starting with the country code HR and 2 check digits followed by the national bank code and account number. It is validated with the ISO 13616 mod-97 checksum — paste one above to check it instantly, in your browser.
Enter an IBAN
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Croatia IBAN format
- Country code
- HR
- Length
- 21 characters
- Structure
- HR + 2 check digits + 17-character BBAN
- Example
- HR12 1001 0051 8630 0016 0
Croatia IBAN structure explained
How a Croatia IBAN is built, segment by segment, from our validated example:
Major Croatia banks and their codes
The national bank codes of the largest Croatia banks, embedded in every IBAN they issue:
| Bank | Bank code (VBDI) | BIC / SWIFT |
|---|---|---|
| Zagrebačka banka | 2360000 | ZABAHR2X |
| Privredna banka Zagreb (PBZ) | 2340009 | PBZGHR2X |
| Erste&Steiermärkische Bank | 2402006 | ESBCHR22 |
| OTP banka | 2407000 | OTPVHR2X |
| Raiffeisenbank Austria (RBA) | 2484008 | RZBHHR2X |
| Hrvatska poštanska banka (HPB) | 2390001 | HPBZHR2X |
| Addiko Bank | 2500009 | HAABHR22 |
| Agram banka | 2481000 | KREZHR2X |
| Istarska kreditna banka Umag | 2380006 | ISKBHR2X |
| Podravska banka | 2386002 | PDKCHR2X |
| Karlovačka banka | 2400008 | KALCHR2X |
| Croatia banka | 2485003 | CROAHR2X |
Bank codes and BIC/SWIFT identifiers are provided for reference. Always confirm the full IBAN with your bank.
See all Croatia banks and their codesAbout Croatia IBANs
A Croatia IBAN starts with the country code HR, followed by 2 check digits and the national account number (BBAN), for a total of 21 characters. ValidateFin verifies the mod-97 checksum (ISO 13616), the length and the format - entirely in your browser, no data sent to any server.
- •The HR bank code is a 7-digit VBDI (bank settlement code) assigned by the Croatian National Bank.
- •Croatia uses an unusually long 7-digit bank code, followed by a 10-digit account number.
- •Croatia joined the euro and the SEPA zone in 2023, so a HR IBAN now works for all standard euro payments.
Croatia IBAN — frequently asked questions
How many characters does a Croatia IBAN have?
A Croatia IBAN is exactly 21 characters long: the country code HR, 2 check digits and a 17-character BBAN (national account number). Any Croatia IBAN that is shorter or longer than 21 characters is invalid.
How do I check whether a Croatia IBAN is valid?
Paste the IBAN into the validator above. ValidateFin verifies that it starts with HR, has 21 characters and passes the mod-97 checksum defined by ISO 13616. The check runs entirely in your browser — nothing is uploaded to any server.
Where can I find my Croatia IBAN?
Your Croatia IBAN appears on your bank statements, in your online or mobile banking under account details, and on your bank card documentation. It always begins with the HR country code followed by the 2 check digits.
What is the structure of a Croatia IBAN?
A Croatia IBAN (HR) is made of the HR country code, 2 check digits, the national bank code and the account number — 21 characters in total. The validator above breaks any Croatia IBAN down into these parts.
How do I find the bank from a Croatia IBAN?
The bank code is embedded right after the check digits in every Croatia IBAN. Match it against the bank code table above, or paste the IBAN into the validator to identify the issuing institution.