Estonia IBAN Validator EE
Validate a Estonia IBAN and view its structure: checksum, bank code and format. 100% in your browser - no upload.
What is a Estonia IBAN?
A Estonia IBAN is the standardized 20-character account number used for Estonia bank transfers, starting with the country code EE and 2 check digits followed by the national bank code and account number. It is validated with the ISO 13616 mod-97 checksum — paste one above to check it instantly, in your browser.
Enter an IBAN
Spaces are automatically ignored. No data is sent - 100% local calculation.
Estonia IBAN format
- Country code
- EE
- Length
- 20 characters
- Structure
- EE + 2 check digits + 16-character BBAN
- Example
- EE38 2200 2210 2014 5685
Estonia IBAN structure explained
How a Estonia IBAN is built, segment by segment, from our validated example:
Major Estonia banks and their codes
The national bank codes of the largest Estonia banks, embedded in every IBAN they issue:
| Bank | Pangakood | BIC / SWIFT |
|---|---|---|
| SEB Pank | 10 | EEUHEE2X |
| Swedbank | 22 | HABAEE2X |
| Luminor Bank | 96 | RIKOEE22 |
| LHV Pank | 77 | LHVBEE22 |
| Coop Pank | 42 | EKRDEE22 |
| Citadele banka (Eesti filiaal) | 12 | PARXEE22 |
| Bigbank | 75 | BIGKEE2B |
| OP Corporate Bank (Eesti filiaal) | 51 | OKOYEE2X |
| Svenska Handelsbanken (Eesti filiaal) | 83 | HANDEE22 |
Bank codes and BIC/SWIFT identifiers are provided for reference. Always confirm the full IBAN with your bank.
See all Estonia banks and their codesAbout Estonia IBANs
A Estonia IBAN starts with the country code EE, followed by 2 check digits and the national account number (BBAN), for a total of 20 characters. ValidateFin verifies the mod-97 checksum (ISO 13616), the length and the format - entirely in your browser, no data sent to any server.
- •The 2-digit pangakood (bank code) at the start of the BBAN identifies the Estonian bank (22 = Swedbank, 10 = SEB…).
- •The Estonian account number ends in a check digit (mod-10 7-3-1), providing a national checksum inside the EE IBAN.
- •Estonia is a SEPA and eurozone country and was an early full-IBAN adopter — a EE IBAN is all that is needed for any payment.
Estonia IBAN — frequently asked questions
How many characters does a Estonia IBAN have?
A Estonia IBAN is exactly 20 characters long: the country code EE, 2 check digits and a 16-character BBAN (national account number). Any Estonia IBAN that is shorter or longer than 20 characters is invalid.
How do I check whether a Estonia IBAN is valid?
Paste the IBAN into the validator above. ValidateFin verifies that it starts with EE, has 20 characters and passes the mod-97 checksum defined by ISO 13616. The check runs entirely in your browser — nothing is uploaded to any server.
Where can I find my Estonia IBAN?
Your Estonia IBAN appears on your bank statements, in your online or mobile banking under account details, and on your bank card documentation. It always begins with the EE country code followed by the 2 check digits.
What is the structure of a Estonia IBAN?
A Estonia IBAN (EE) is made of the EE country code, 2 check digits, the national bank code and the account number — 20 characters in total. The validator above breaks any Estonia IBAN down into these parts.
How do I find the bank from a Estonia IBAN?
The bank code is embedded right after the check digits in every Estonia IBAN. Match it against the bank code table above, or paste the IBAN into the validator to identify the issuing institution.