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Malta IBAN Validator MT

Validate a Malta IBAN and view its structure: checksum, bank code and format. 100% in your browser - no upload.

MT31 charactersmod-97 (ISO 13616)

What is a Malta IBAN?

A Malta IBAN is the standardized 31-character account number used for Malta bank transfers, starting with the country code MT and 2 check digits followed by the national bank code and account number. It is validated with the ISO 13616 mod-97 checksum — paste one above to check it instantly, in your browser.

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Malta IBAN format

Country code
MT
Length
31 characters
Structure
MT + 2 check digits + 27-character BBAN
Example
MT84 MALT 0110 0001 2345 MTLC AST0 01S

Malta IBAN structure explained

How a Malta IBAN is built, segment by segment, from our validated example:

MTCountry code
84Check digits
MALTBank code
01100Sort code
0012345MTLCAST001SAccount number

Major Malta banks and their codes

The national bank codes of the largest Malta banks, embedded in every IBAN they issue:

BankSort codeBIC / SWIFT
Bank of VallettaVALLVALLMTMT
HSBC Bank MaltaMMEBMMEBMTMT
APS BankAPSBAPSBMTMT
BNF BankBNIFBNIFMTMT
Lombard Bank MaltaLBMALBMAMTMT
MeDirect BankMBWMMBWMMTMT
Sparkasse Bank MaltaSBMTSBMTMTMT
FIMBankFIMBFIMBMTM3
Izola BankIZOLIZOLMTMT

Bank codes and BIC/SWIFT identifiers are provided for reference. Always confirm the full IBAN with your bank.

See all Malta banks and their codes

About Malta IBANs

A Malta IBAN starts with the country code MT, followed by 2 check digits and the national account number (BBAN), for a total of 31 characters. ValidateFin verifies the mod-97 checksum (ISO 13616), the length and the format - entirely in your browser, no data sent to any server.

  • The MT BBAN combines a 4-letter bank code with a 5-digit sort code identifying the branch.
  • The Maltese bank is identified by a 4-letter code (e.g. VALL, MMEB) matching the first characters of its BIC.
  • Malta has one of the longest IBANs at 31 characters, with an 18-character alphanumeric account number.

Malta IBAN — frequently asked questions

How many characters does a Malta IBAN have?

A Malta IBAN is exactly 31 characters long: the country code MT, 2 check digits and a 27-character BBAN (national account number). Any Malta IBAN that is shorter or longer than 31 characters is invalid.

How do I check whether a Malta IBAN is valid?

Paste the IBAN into the validator above. ValidateFin verifies that it starts with MT, has 31 characters and passes the mod-97 checksum defined by ISO 13616. The check runs entirely in your browser — nothing is uploaded to any server.

Where can I find my Malta IBAN?

Your Malta IBAN appears on your bank statements, in your online or mobile banking under account details, and on your bank card documentation. It always begins with the MT country code followed by the 2 check digits.

What is the structure of a Malta IBAN?

A Malta IBAN (MT) is made of the MT country code, 2 check digits, the national bank code and the account number — 31 characters in total. The validator above breaks any Malta IBAN down into these parts.

How do I find the bank from a Malta IBAN?

The bank code is embedded right after the check digits in every Malta IBAN. Match it against the bank code table above, or paste the IBAN into the validator to identify the issuing institution.

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