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R52 - Stop Payment on Item Related to RCK Entry (RCK only)

The Receiver placed a stop-payment order on the underlying cheque that the RCK entry is re-presenting.

R52 - Stop Payment on Item Related to RCK Entry (RCK only)

The Receiver placed a stop-payment order on the underlying cheque that the RCK entry is re-presenting. This rejection is final: resubmitting the same payment will fail again — resolve the underlying situation first.

Authorization & disputesACH · NACHA (US) Final
Can you resubmit? This rejection is final: resubmitting the same payment will fail again — resolve the underlying situation first.

What this code means

The Receiver placed a stop-payment order on the underlying cheque that the RCK entry is re-presenting.

Typical causes

  • Customer stopped the original bounced cheque
  • Customer disputes the debt behind the cheque
  • Cheque reported lost or stolen

What to do

RCK-only code. Do not re-send; a live stop-payment order will simply return it again.

What it looks like in an ACH return

The return arrives as an Addenda Record (type 99), 94 characters wide. The return reason code sits in positions 4-6.

799R52091000010000001      09100001                                            091000019000001

Tools for this code

Decode a real status report, or check a payment file before you send it — all in your browser, nothing uploaded.

Related codes

ACH return codes: the complete reference

Source: Nacha ISO 20022 mapping guide + Federal Reserve ACH Return Reason Report + US Treasury Green Book · Last verified: 2026-07-13

Checked against: nacha.org · frbservices.org

All rejection codes