ExternalLocalInstrument — Local instrument — payment scheme or product (ISO 20022)

Name: ExternalLocalInstrument — Local instrument — payment scheme or product (ISO 20022)
Creator: ISO 20022 Registration Authority
License: https://creativecommons.org/licenses/by/4.0/

ExternalLocalInstrument1Code benennt das lokale Verfahren oder Produkt, das eine Zahlung trägt. Es ist das Element (PmtTpInf/LclInstrm/Cd), in dem SEPA CORE oder B2B setzt, um das Lastschriftverfahren zu bestimmen, und INST für eine Echtzeitüberweisung.

ExternalLocalInstrument (Local instrument — payment scheme or product (ISO 20022))

ISO 20022 86 Codes ISO 20022 Registration Authority

Überblick

Wann wird sie verwendet

Setzen Sie ihn, wenn das Verfahren die Regeln der Zahlung selbst ändert: Eine B2B-Lastschrift kennt kein Erstattungsrecht für eine autorisierte Einreichung, eine CORE-Lastschrift acht Wochen. Banken leiten und bepreisen anhand dieses Werts. Anders als das Service Level beschreibt er das Produkt, nicht die Geschwindigkeit.

Offizielle Quelle: ISO 20022 External Code Sets — publication 1Q2026 Zuletzt geprüft: 2026-08-20Lizenz: CC-BY-4.0

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Local-Instrument-Codes (86)

Code	Bedeutung
DDMC	Transaction is related to a direct debit instruction authorized under a confirmed electronic mandate
DDMP	Transaction is related to a direct debit instruction authorized under a paper based mandate, supported by paper authorization signed by the debtor
DDMU	Transaction is related to a direct debit instruction authorized under an unconfirmed electronic mandate requiring confirmation by the debtor
BPA	Transaction is related to an Instant Credit Transfer under the rules of the Centrale Bank van Aruba, based on the EPC SCT Inst scheme, with a specific batch time-out delay
IPA	Transaction is related to an Instant Credit Transfer under the rules of the Centrale Bank van Aruba, based on the EPC SCT Inst scheme
TRF	Transaction is related to credit transfers
82	Transaction is related to a direct debit that is not pre authorised (Einzugsermächtigung)
83	Transaction is related to a direct debit that is pre authorised (Abbuchungsauftrag)
CPP	Transaction is related to cash per postTransaction to ultimate recipient having no bank account. Primary beneficiary is a postal service provider. Funds are paid out by cash. Additional necessary information for address and delivery options need to be attached.
RTR	Transaction is related to returned credit transfers
GST	Transaction is related to truncated credit transfersConversion of physical instrument to electonric form for transmission to the paying bank and where the original paper document does not continue in the clearing process..The original instrument rules are retained throughout the life of the instrument. Transaction triggered by specific marked and populated paper slip. Reconciliation reference is secured by check digits supporting secure optical recognition. All other remittance information is truncated prior transmission.
DDT	Transaction is related to direct debits
RDD	Transaction is related to returned direct debits
CHN	Transaction is related to truncated checksConversion of physical instrument to electonric form for transmission to the paying bank and where the original paper document does not continue in the clearing process..The original instrument rules are retained throughout the life of the instrument.
STR	Transaction is related to revoked credit transfers
SDD	Transaction is related to revoked direct debits
SRT	Transaction is related to revoked returned credit transfers
SRD	Transaction is related to revoked returned direct debits
SCN	Transaction is related to revoked truncated checks
SGT	Transaction is related to revoked truncated credit transfers
CARD	Transaction is related to card clearing
05	Transaction is related to a direct debit that is not pre authorised (Einzugsermächtigung)
04	Transaction is related to a direct debit that is pre authorised (Abbuchungsauftrag)
ISE	Transaction is related to the German Image-based Cheque Collection Procedure “Imagegestützter Scheckeinzug - ISE”
BSE	Transaction is related to the German Paperless Cheque Collection procedure “Belegloser Scheckeinzug - BSE”
58	Transaction is related to a business-to-business direct debit (CSB58)
19	Transaction is related to a business-to-customer direct debit (CSB19)
ASTI	Indicates that the payment is sent by an authorized third party on behalf of the participant
BACP	Indicates that the payment was initiated manually using a GUI (Graphical User Interface)
MANP	Indicates that the payment is sent by responsible Central Bank on behalf of the participant in case of contingency
SBTI	Indicates that the payment is submitted to move liquidity to the technical account - dedicated to real-time settlement in an external system (for example ancillary system) The payment is processed in a separate payment queue besides the normal processing.
85	Transaction is related to an urgent direct debit that is pre authorised (Avis de Prélèvement accéléré)
08	Transaction is related to a direct debit that is pre authorised (Avis de Prélèvement)
89	Transaction is related to an urgent direct debit that is pre authorised (Avis de Prélèvement vérifié)
60	LCR - Lettre de Change Relevé (Recovered Bill of Exchange) and BOR - Billet à Orde Relevé (Promissory Note)
RIBA	Transaction is related to a non-pre authorised collection (RIBA)
RIDO	Transaction is related to a direct debit that is pre authorised and revocable (RID Ordinario)
RIDV	Transaction is related to an urgent direct debit that is pre authorised and revocable (RID Veloce)
IDEAL	Transaction is related to payments via internet owned by Currence
INSTNT01	The transaction is related to a regular Credit Transfer and will be instantly processed under the Dutch AOS on top of the EPC SCT scheme
INSTTC01	The transaction is related to an Instant Credit Transfer under the rules of the Dutch AOS on top of the EPC SCT Inst scheme
INSTIDEAL	Transaction is related to payments via internet owned by Currence which uses an Instant Credit Transfer
INSTNT01IDEAL	Transaction is related to payments via internet owned by Currence which uses a regular Credit Transfer and will be instantly processed under the Dutch AOS on top of the EPC SCT scheme
INSTTC01IDEAL	Transaction is related to payments via internet owned by Currence which uses an Instant Credit Transfer under the rules of the Dutch AOS on top of the EPC SCT Inst scheme
NLDO	Transaction is related to a Domestic payment initiated by PAIN.001
NLUP	Transaction is related to a Domestic payment initiated by PAIN.001
SDN	Transaction is related to payments via a ‘Standaard Digitale Nota’ InvoiceAcceptgiro payment
ACCEPT	Transaction is related to payments via Acceptgiro owned by Currence
ICMC	Transaction is related to an Incident Management Correction procedure based on the DD infrastructure
NLGOV	Transaction is related to direct debit scheme owned by the NVB
IN	Transaction is related to cross border customer credit transfer
ONCL	Transaction is related to overnight clearing
PERI	Credit transfer contains Extended Remittance Information (ERI) as defined within the applicable scheme
SDCL	Transaction is related to New Zealand High Value Clearing System (HVCS) same day clearing payments
DDNR	SEPA Core Direct Debit with ‘no refund’ option
DDFA	SEPA Fixed Amount Direct Debit
CORE	Transaction is related to SEPA direct debit -core
B2BAMIPM	SEPA B2B Direct Debit AMI based on a paper mandate
B2B	Transaction is related to SEPA business to business direct debit
CR1AMIPM	Optional shorter time cycle (D-1) for SEPA Core Direct Debit AMI based on a paper mandate
CORAMIPM	SEPA Core Direct Debit AMI based on a paper mandate
COR1	Optional shorter time cycle (D-1) for SEPA Core Direct Debit
FADAMIPM	SEPA Fixed Amount Direct Debit AMI based on a paper mandate
CLSCCPERX	Transaction is related to the CLSClearedFX service for EurexUsage: The code is mandatory for all pacs.009 payments to this service.
CLSCCPLCH	Transaction is related to the CLSClearedFX service for London Exchange Clearing HouseUsage: The code is mandatory for all pacs.009 payments to this service.
INST	Transaction is related to an Instant Credit TransferUse case example: SEPA Instant Credit Transfer (SCT Inst)
ADD	Transaction is authenticated direct debit for domestic use
UDD	Transaction is unauthenticated direct debit for domestic use
CCI	Transaction is related to an intra-group bank initiated cash management payment
IAT	Transaction is related to international ACH
CCD	Transaction is related to cash concentration or disbursement corporate counterparty
CTX	Transaction is related to corporate trade exchange
PPD	Transaction is related to prearranged payment or deposit consumer counterparty
CIE	A credit entry initiated by or on behalf of the holder of a consumer account
RCK	Transaction is related to re-presented check entry
ARC	Transaction is related to accounts receivable check
WEB	Transaction is related to internet initiated entry
POP	Transaction is related to point-of-purchase
POS	Transaction is related to point-of-sale
TEL	Transaction is related to telephone initiated entry
ITP	Payment via Instant Credit Transfer but Credit Transfer is also possible
CTP	Payment via Credit Transfer but Instant Credit Transfer is also possible
MDP	Type of New Payments Architecture (NPA) paymentPayments are processed over a three-day cycle and available to customers early in the morning of Day 3.
IMD	Type of Payment used within the New Payments Architecture (UK)Immediate Payments are used for payments initiated by customers using channels such as internet, mobile or telephone banking, where the customer wants the payment to be effected immediately.
SOP	Standing Orders are regular payments of a fixed amount paid to the same recipient on a specified date, for example, to pay rent
FDP	Type of Payment used within the New Payments Architecture (UK)Forward-dated payments are one-off payments sent and received on a pre-arranged date, set-up by the customer in advance, for example, to pay a bill.

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