Finland IBAN Validator FI
Validate a Finland IBAN and view its structure: checksum, bank code and format. 100% in your browser - no upload.
What is a Finland IBAN?
A Finland IBAN is the standardized 18-character account number used for Finland bank transfers, starting with the country code FI and 2 check digits followed by the national bank code and account number. It is validated with the ISO 13616 mod-97 checksum — paste one above to check it instantly, in your browser.
Enter an IBAN
Spaces are automatically ignored. No data is sent - 100% local calculation.
Finland IBAN format
- Country code
- FI
- Length
- 18 characters
- Structure
- FI + 2 check digits + 14-character BBAN
- Example
- FI21 1234 5600 0007 85
Finland IBAN structure explained
How a Finland IBAN is built, segment by segment, from our validated example:
Major Finland banks and their codes
The national bank codes of the largest Finland banks, embedded in every IBAN they issue:
| Bank | Bank code | BIC / SWIFT |
|---|---|---|
| Nordea | 182 | NDEAFIHH |
| OP (Osuuspankki) | 500 | OKOYFIHH |
| Danske Bank | 800 | DABAFIHH |
| Aktia Bank | 405 | HELSFIHH |
| S-Pankki | 390 | SBANFIHH |
| POP Pankki | 470 | POPFFI22 |
| Säästöpankki | 715 | ITELFIHH |
| Handelsbanken | 313 | HANDFIHH |
| SEB | 330 | ESSEFIHX |
| Ålandsbanken | 660 | AABAFI22 |
Bank codes and BIC/SWIFT identifiers are provided for reference. Always confirm the full IBAN with your bank.
See all Finland banks and their codesAbout Finland IBANs
A Finland IBAN starts with the country code FI, followed by 2 check digits and the national account number (BBAN), for a total of 18 characters. ValidateFin verifies the mod-97 checksum (ISO 13616), the length and the format - entirely in your browser, no data sent to any server.
- •The first 6 digits of a Finnish account are the bank code, mapping to the institution (Nordea, OP, Danske…).
- •The very last digit of a FI IBAN is a national check digit (Luhn-style) validating the domestic account number.
- •Finland is a SEPA and eurozone country, and moved to IBAN-only domestic payments early — a FI IBAN is all that is needed.
Finland IBAN — frequently asked questions
How many characters does a Finland IBAN have?
A Finland IBAN is exactly 18 characters long: the country code FI, 2 check digits and a 14-character BBAN (national account number). Any Finland IBAN that is shorter or longer than 18 characters is invalid.
How do I check whether a Finland IBAN is valid?
Paste the IBAN into the validator above. ValidateFin verifies that it starts with FI, has 18 characters and passes the mod-97 checksum defined by ISO 13616. The check runs entirely in your browser — nothing is uploaded to any server.
Where can I find my Finland IBAN?
Your Finland IBAN appears on your bank statements, in your online or mobile banking under account details, and on your bank card documentation. It always begins with the FI country code followed by the 2 check digits.
What is the structure of a Finland IBAN?
A Finland IBAN (FI) is made of the FI country code, 2 check digits, the national bank code and the account number — 18 characters in total. The validator above breaks any Finland IBAN down into these parts.
How do I find the bank from a Finland IBAN?
The bank code is embedded right after the check digits in every Finland IBAN. Match it against the bank code table above, or paste the IBAN into the validator to identify the issuing institution.