MT940 — reversal (RC) and intermediate balances
The ABN AMRO case: an RC reversal (a credit turned back into a debit), intermediate balances 60M/62M rather than F, and an :86: spread over two lines. Reversals invert the sign — get this wrong and the balance never reconciles.
SWIFT MT940 — Valid
The ABN AMRO case: an RC reversal (a credit turned back into a debit), intermediate balances 60M/62M rather than F, and an :86: spread over two lines. Reversals invert the sign — get this wrong and the balance never reconciles.
What this file shows
The ABN AMRO case: an RC reversal (a credit turned back into a debit), intermediate balances 60M/62M rather than F, and an :86: spread over two lines. Reversals invert the sign — get this wrong and the balance never reconciles.
Every party, IBAN and amount below is fictitious. The IBANs are structurally valid — they pass the mod-97 check — but they belong to no real account.
File content
:20:REVCASE
:25:NL91ABNA0417164300
:28C:9/1
:60M:C240401EUR100,00
:61:240402RC30,00NTRFNONREF//REVERSED-01
:86:Reversal of duplicate credit
:61:2404030403D10,00NCHGNONREF
:86:Bank charges Q1
:86:continuation of charges detail
:62M:C240403EUR60,00
-How we know these results hold
Every file in this library is run through the site's own validator on each build. The expected result stated above is asserted by an automated test — if a file stopped matching what this page claims, the build would fail. Two inherited fixtures were repaired this way before publication: three IBANs failed the mod-97 check and several names used characters outside the basic SEPA character set.
SWIFT MT940 statement
- MT940 — Rabobank / Deutsche Bank dialect
- MT940 — ING Belgium, structured :86:
- MT940 — Commerzbank, one-decimal amount
- MT940 — two statements in one file
- MT940 — overdrawn account (debit balances)
- MT940 — closing balance does not reconcile
- MT940 — 500 transactions (load test)
- MT940 — statement split over two pages (62M / 60M)
- MT940 — USD account with an RD reversal