ValidateFin

MT940 — statement split over two pages (62M / 60M)

One statement, one day, two pages: sequence 00147/00001 closes on an INTERMEDIATE balance :62M: and sequence 00147/00002 reopens on :60M: with exactly that figure before closing on the final :62F:. M is not F — treat the intermediate closing balance as the day’s final one and you report the account as 37,500.00 when it actually ended at 44,249.25.

SWIFT MT940 — Valid

One statement, one day, two pages: sequence 00147/00001 closes on an INTERMEDIATE balance :62M: and sequence 00147/00002 reopens on :60M: with exactly that figure before closing on the final :62F:. M is not F — treat the intermediate closing balance as the day’s final one and you report the account as 37,500.00 when it actually ended at 44,249.25.

SWIFT MT940 statement SWIFT MT940 SWIFT MT940Expected result: Valid

What this file shows

One statement, one day, two pages: sequence 00147/00001 closes on an INTERMEDIATE balance :62M: and sequence 00147/00002 reopens on :60M: with exactly that figure before closing on the final :62F:. M is not F — treat the intermediate closing balance as the day’s final one and you report the account as 37,500.00 when it actually ended at 44,249.25.

Transactions4
Last verified: License: CC-BY-4.0
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Every party, IBAN and amount below is fictitious. The IBANs are structurally valid — they pass the mod-97 check — but they belong to no real account.

File content

:20:PAGE1OF2
:25:DE89370400440532013000
:28C:00147/00001
:60F:C260709EUR25000,00
:61:2607100710CR15000,00NTRFINV-2026-0771//BKREF0001
:86:Incoming SEPA credit transfer Northwind Trading
:61:2607100710DR2500,00NDDTMANDATE-0042//BKREF0002
:86:SEPA direct debit energy supplier
:62M:C260710EUR37500,00
-
:20:PAGE2OF2
:25:DE89370400440532013000
:28C:00147/00002
:60M:C260710EUR37500,00
:61:2607100710DR1250,75NCHGNONREF//BKREF0003
:86:Quarterly account maintenance fees
:61:2607100710CR8000,00NMSCCUST-REF-99//BKREF0004
:86:Cash deposit branch 0042
:62F:C260710EUR44249,25
-

How we know these results hold

Every file in this library is run through the site's own validator on each build. The expected result stated above is asserted by an automated test — if a file stopped matching what this page claims, the build would fail. Two inherited fixtures were repaired this way before publication: three IBANs failed the mod-97 check and several names used characters outside the basic SEPA character set.

SWIFT MT940 statement

All sample fileshttps://validatefin.com/samples/mt940/09-intermediate-balance.sta