CPA-005 — payroll direct deposit (two credits in one record)
An ordinary Canadian payroll file: a single "C" record carrying two direct deposits (transaction type 200) in two of its six segments. The Z trailer declares 2 credits totalling 3,750.50 and no debits, and it reconciles. Note that the record counts PHYSICAL records while the trailer counts TRANSACTIONS — there are three records and two transactions.
CPA Standard 005 — Valid
An ordinary Canadian payroll file: a single "C" record carrying two direct deposits (transaction type 200) in two of its six segments. The Z trailer declares 2 credits totalling 3,750.50 and no debits, and it reconciles. Note that the record counts PHYSICAL records while the trailer counts TRANSACTIONS — there are three records and two transactions.
What this file shows
An ordinary Canadian payroll file: a single "C" record carrying two direct deposits (transaction type 200) in two of its six segments. The Z trailer declares 2 credits totalling 3,750.50 and no debits, and it reconciles. Note that the record counts PHYSICAL records while the trailer counts TRANSACTIONS — there are three records and two transactions.
| Transactions | 2 |
|---|---|
| Total | CA$3,750.50 |
| Date in the file | 2026-07-12 |
Every party, IBAN and amount below is fictitious. The IBANs are structurally valid — they pass the mod-97 check — but they belong to no real account.
File content
A0000000010000012345000102619300300 CAD
C0000000020000012345000120000001500000261930004100101234567 0030003000001000000001000ACME PAYROLL JEAN TREMBLAY ACME MANUFACTURING INC USERID0001XREF-0001 0004100109876543 SUNDRY 000000000000020000002250500261930004100107654321 0030003000001000000002000ACME PAYROLL MARIE LEBLANC ACME MANUFACTURING INC USERID0001XREF-0002 0004100109876543 SUNDRY 0000000000000
Z000000003000001234500010000000000000000000000000000003750500000000200000000000000000000000000000000000000000000
How we know these results hold
Every file in this library is run through the site's own validator on each build. The expected result stated above is asserted by an automated test — if a file stopped matching what this page claims, the build would fail. Two inherited fixtures were repaired this way before publication: three IBANs failed the mod-97 check and several names used characters outside the basic SEPA character set.
CPA-005 / AFT payment file (Canada)
- CPA-005 — a pre-authorised debit and its NSF return (code 901)
- CPA-005 — the error correction folded into the debit total
- CPA-005 — credits (C) and debits (D) in one file, four pairs of totals balanced
- CPA-005 — Notice of Change file (U / S / V records, 208 characters)
- CPA-005 — transit 099999999 passes: there is no check digit in Canada