ValidateFin

camt.053.001.06 — missing Stmt element

A statement with a correct camt.053.001.06 namespace but no <Stmt> element at all: the envelope is right, the content is missing. This is what a truncated bank export looks like.

camt.053.001.06 — Invalid

A statement with a correct camt.053.001.06 namespace but no <Stmt> element at all: the envelope is right, the content is missing. This is what a truncated bank export looks like.

Bank statement (camt.052 / 053 / 054) camt.053.001.06 ISO 20022Expected result: Invalid — 1 errors

What this file shows

A statement with a correct camt.053.001.06 namespace but no <Stmt> element at all: the envelope is right, the content is missing. This is what a truncated bank export looks like.

The defects it carries

  • StmtÉlément 'Stmt' introuvable dans le fichier camt.053.

Quoted verbatim from the validator, not paraphrased.

Last verified: License: CC-BY-4.0
Download the file Open the matching validator

Every party, IBAN and amount below is fictitious. The IBANs are structurally valid — they pass the mod-97 check — but they belong to no real account.

File content

<?xml version="1.0" encoding="UTF-8"?>
<!--
  ValidateFin sample file — bank statement, camt.053.001.06.
  Expected validation result: INVALID.
  Deliberate defect: the namespace is valid but the mandatory <Stmt> element is
  missing, so the document carries no statement.

  All parties and account numbers are fictitious.
  Reference page: https://validatefin.com/en/resources/samples/camt053-invalid-structure
  License: CC-BY-4.0
-->
<Document xmlns="urn:iso:std:iso:20022:tech:xsd:camt.053.001.06"
          xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
  <BkToCstmrStmt>
    <GrpHdr>
      <MsgId>CAMT053-ERR-STRUCT-001</MsgId>
      <CreDtTm>2026-02-23T10:00:00</CreDtTm>
    </GrpHdr>
    <!-- ERREUR : élément Stmt manquant — structure invalide -->
  </BkToCstmrStmt>
</Document>

How we know these results hold

Every file in this library is run through the site's own validator on each build. The expected result stated above is asserted by an automated test — if a file stopped matching what this page claims, the build would fail. Two inherited fixtures were repaired this way before publication: three IBANs failed the mod-97 check and several names used characters outside the basic SEPA character set.

Bank statement (camt.052 / 053 / 054)

All sample fileshttps://validatefin.com/samples/camt053-invalid-structure.xml