<?xml version="1.0" encoding="UTF-8"?>
<!--
  ValidateFin sample file — bank statement, camt.053.001.06.
  Expected validation result: INVALID.
  Deliberate defect: the namespace is valid but the mandatory <Stmt> element is
  missing, so the document carries no statement.

  All parties and account numbers are fictitious.
  Reference page: https://validatefin.com/en/resources/samples/camt053-invalid-structure
  License: CC-BY-4.0
-->
<Document xmlns="urn:iso:std:iso:20022:tech:xsd:camt.053.001.06"
          xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
  <BkToCstmrStmt>
    <GrpHdr>
      <MsgId>CAMT053-ERR-STRUCT-001</MsgId>
      <CreDtTm>2026-02-23T10:00:00</CreDtTm>
    </GrpHdr>
    <!-- ERREUR : élément Stmt manquant — structure invalide -->
  </BkToCstmrStmt>
</Document>
