R84 - Entry Not Processed by Gateway Operator
The Gateway Operator did not process the IAT entry - it is being returned without having been forwarded to the foreign institution.
R84 - Entry Not Processed by Gateway Operator
The Gateway Operator did not process the IAT entry - it is being returned without having been forwarded to the foreign institution. This rejection is final: resubmitting the same payment will fail again — resolve the underlying situation first.
What this code means
The Gateway Operator did not process the IAT entry - it is being returned without having been forwarded to the foreign institution.
Typical causes
- Gateway declined to process (e.g. OFAC/sanctions concern)
- Destination corridor not supported by that gateway
- Entry incomplete from the gateway's perspective
What to do
Consult the Gateway Operator before re-sending; the reason for non-processing (often OFAC screening or corridor restrictions) must be understood first.
What it looks like in an ACH return
The return arrives as an Addenda Record (type 99), 94 characters wide. The return reason code sits in positions 4-6.
799R84091000010000001 09100001 091000019000001Tools for this code
Decode a real status report, or check a payment file before you send it — all in your browser, nothing uploaded.
Related codes
Source: Nacha ISO 20022 mapping guide + Federal Reserve ACH Return Reason Report + US Treasury Green Book · Last verified: 2026-07-13
Checked against: nacha.org · frbservices.org