R76 - No Errors Found

What this code means

CONTESTED DISHONORED RETURN (RDFI -> ODFI). Response to an R69 ('Field Error(s)'). The RDFI asserts that the fields the ODFI complained about were in fact correct.

Typical causes

• ODFI's field-error dishonor was itself mistaken
• Disagreement over field formatting between the two banks
• Original return was correctly formed

What to do

Bank-to-bank contest code. Contested dishonored returns must be transmitted within 2 banking days of the settlement date of the dishonored return.

What it looks like in an ACH return

The return arrives as an Addenda Record (type 99), 94 characters wide. The return reason code sits in positions 4-6.

799R76091000010000001      09100001                                            091000019000001

Tools for this code

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