R71 - Misrouted Dishonored Return

What this code means

CONTESTED DISHONORED RETURN (RDFI -> ODFI). The ODFI's dishonored return was sent to the wrong institution.

Typical causes

• ODFI put the wrong routing number on the dishonored return
• Dishonored return routed to an institution that was not the RDFI
• Routing data corrupted in the dishonor

What to do

Bank-to-bank contest code. Contested dishonored returns must be transmitted within 2 banking days of the settlement date of the dishonored return.

What it looks like in an ACH return

The return arrives as an Addenda Record (type 99), 94 characters wide. The return reason code sits in positions 4-6.

799R71091000010000001      09100001                                            091000019000001

Tools for this code

Decode a real status report, or check a payment file before you send it — all in your browser, nothing uploaded.

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