R69 - Field Error(s)

What this code means

DISHONORED RETURN (ODFI -> RDFI). One or more fields in the return entry are wrong - typically the Original Entry Trace Number, the Amount, or the Company Identification.

Typical causes

• Original Entry Trace Number wrong on the return
• Multiple fields on the return inconsistent with the original entry
• Return record malformed

What to do

Bank-to-bank dishonor code. Dishonored returns must be transmitted within 5 banking days of the settlement date of the original return. The RDFI may contest with R76 ('No Errors Found').

What it looks like in an ACH return

The return arrives as an Addenda Record (type 99), 94 characters wide. The return reason code sits in positions 4-6.

799R69091000010000001      09100001                                            091000019000001

Tools for this code

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