R14 - Representative Payee Deceased or Unable to Continue in That Capacity
The representative payee (the person managing funds on behalf of the beneficiary) has died or can no longer act. The beneficiary themselves is NOT deceased - that is R15.
R14 - Representative Payee Deceased or Unable to Continue in That Capacity
The representative payee (the person managing funds on behalf of the beneficiary) has died or can no longer act. The beneficiary themselves is NOT deceased - that is R15. This rejection is final: resubmitting the same payment will fail again — resolve the underlying situation first.
What this code means
The representative payee (the person managing funds on behalf of the beneficiary) has died or can no longer act. The beneficiary themselves is NOT deceased - that is R15.
Typical causes
- Death of the representative payee
- Representative payee legally removed or incapacitated
- Guardianship arrangement terminated
What to do
Do not reinitiate. Typically arises on government benefit payments; a new representative payee must be established.
What it looks like in an ACH return
The return arrives as an Addenda Record (type 99), 94 characters wide. The return reason code sits in positions 4-6.
799R1409100001000000101152609100001 091000019000001Tools for this code
Decode a real status report, or check a payment file before you send it — all in your browser, nothing uploaded.
Related codes
Source: Nacha ISO 20022 mapping guide + Federal Reserve ACH Return Reason Report + US Treasury Green Book · Last verified: 2026-07-13
Checked against: nacha.org · frbservices.org · fiscal.treasury.gov