United Arab Emirates IBAN Validator AE
Validate a United Arab Emirates IBAN and view its structure: checksum, bank code and format. 100% in your browser - no upload.
What is a United Arab Emirates IBAN?
A United Arab Emirates IBAN is the standardized 23-character account number used for United Arab Emirates bank transfers, starting with the country code AE and 2 check digits followed by the national bank code and account number. It is validated with the ISO 13616 mod-97 checksum — paste one above to check it instantly, in your browser.
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United Arab Emirates IBAN format
- Country code
- AE
- Length
- 23 characters
- Structure
- AE + 2 check digits + 19-character BBAN
- Example
- AE07 0331 2345 6789 0123 456
United Arab Emirates IBAN structure explained
How a United Arab Emirates IBAN is built, segment by segment, from our validated example:
Major United Arab Emirates banks and their codes
The national bank codes of the largest United Arab Emirates banks, embedded in every IBAN they issue:
| Bank | Bank code | BIC / SWIFT |
|---|---|---|
| First Abu Dhabi Bank (FAB) | — | NBADAEAA |
| Emirates NBD | — | EBILAEAD |
| Abu Dhabi Commercial Bank (ADCB) | — | ADCBAEAA |
| Dubai Islamic Bank | — | DUIBAEAD |
| Mashreq Bank | — | BOMLAEAD |
| Emirates Islamic Bank | — | MEBLAEAD |
Bank codes and BIC/SWIFT identifiers are provided for reference. Always confirm the full IBAN with your bank.
About United Arab Emirates IBANs
A United Arab Emirates IBAN starts with the country code AE, followed by 2 check digits and the national account number (BBAN), for a total of 23 characters. ValidateFin verifies the mod-97 checksum (ISO 13616), the length and the format - entirely in your browser, no data sent to any server.
- •The 3-digit bank code is assigned by the Central Bank of the UAE.
- •The IBAN has no branch code: the 3-digit bank code is followed directly by a 16-digit account number.
- •The UAE is not in the SEPA zone; dirham transfers use the domestic UAEFTS system, not SEPA.
United Arab Emirates IBAN — frequently asked questions
How many characters does a United Arab Emirates IBAN have?
A United Arab Emirates IBAN is exactly 23 characters long: the country code AE, 2 check digits and a 19-character BBAN (national account number). Any United Arab Emirates IBAN that is shorter or longer than 23 characters is invalid.
How do I check whether a United Arab Emirates IBAN is valid?
Paste the IBAN into the validator above. ValidateFin verifies that it starts with AE, has 23 characters and passes the mod-97 checksum defined by ISO 13616. The check runs entirely in your browser — nothing is uploaded to any server.
Where can I find my United Arab Emirates IBAN?
Your United Arab Emirates IBAN appears on your bank statements, in your online or mobile banking under account details, and on your bank card documentation. It always begins with the AE country code followed by the 2 check digits.
What is the structure of a United Arab Emirates IBAN?
A United Arab Emirates IBAN (AE) is made of the AE country code, 2 check digits, the national bank code and the account number — 23 characters in total. The validator above breaks any United Arab Emirates IBAN down into these parts.
How do I find the bank from a United Arab Emirates IBAN?
The bank code is embedded right after the check digits in every United Arab Emirates IBAN. Match it against the bank code table above, or paste the IBAN into the validator to identify the issuing institution.