pacs.008 - FIToFICustomerCreditTransfer
pacs.008 (FIToFICustomerCreditTransfer) is the ISO 20022 bank-to-bank message that moves a customer credit transfer between financial institutions — the interbank leg behind a wire payment.
pacs.008 - FIToFICustomerCreditTransfer
pacs.008 (FIToFICustomerCreditTransfer) is the ISO 20022 bank-to-bank message that moves a customer credit transfer between financial institutions — the interbank leg behind a wire payment.
Overview
pacs.008 (FIToFICustomerCreditTransfer) is the ISO 20022 bank-to-bank message that moves a customer credit transfer between financial institutions — the interbank leg behind a wire payment.
When it is used
Sent between banks, never by a corporate. It is the message that replaced the SWIFT MT103 on Fedwire on 14 July 2025 and on the cross-border CBPR+ rail in November 2025.
Versions & namespaces
| Version | Year | Namespace | Validation |
|---|---|---|---|
| pacs.008.001.08 | 2019 | urn:iso:std:iso:20022:tech:xsd:pacs.008.001.08 | Official XSD |
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