ValidateFin

EPC QR code — version 002 with a structured creditor reference (RF)

A conformant EPC QR code payload (SCT QR), version 002 — the version in which the BIC is optional, and it is omitted here. Remittance is a structured ISO 11649 creditor reference, RF6518539007547034, whose mod-97 check digits hold: 94 bytes of the 331 allowed.

EPC069-12 v3.1 — Valid

A conformant EPC QR code payload (SCT QR), version 002 — the version in which the BIC is optional, and it is omitted here. Remittance is a structured ISO 11649 creditor reference, RF6518539007547034, whose mod-97 check digits hold: 94 bytes of the 331 allowed.

Payment QR code (EPC / Swiss QR-bill) EPC069-12 v3.1 EPC069-12 — European Payments CouncilExpected result: Valid

What this file shows

A conformant EPC QR code payload (SCT QR), version 002 — the version in which the BIC is optional, and it is omitted here. Remittance is a structured ISO 11649 creditor reference, RF6518539007547034, whose mod-97 check digits hold: 94 bytes of the 331 allowed.

Total€97.50
SchemeSCT
Last verified: License: CC-BY-4.0
Download the file Open the matching validator

Every party, IBAN and amount below is fictitious. The IBANs are structurally valid — they pass the mod-97 check — but they belong to no real account.

File content

BCD
002
1
SCT

Mustermann Handels GmbH
DE71110220330123456789
EUR97.50
GDDS
RF6518539007547034

How we know these results hold

Every file in this library is run through the site's own validator on each build. The expected result stated above is asserted by an automated test — if a file stopped matching what this page claims, the build would fail. Two inherited fixtures were repaired this way before publication: three IBANs failed the mod-97 check and several names used characters outside the basic SEPA character set.

Payment QR code (EPC / Swiss QR-bill)

All sample fileshttps://validatefin.com/samples/qr/epc-sct-v002-structured-reference.txt