BAI2 — US bank daily statement (nominal case)
The nominal BAI2 file example: one account, an 010 opening and 015 closing ledger balance, and ten transactions whose direction comes solely from the type code — 115 lockbox deposit, 165 ACH credit, 195 incoming wire, 475 check paid, 451 ACH debit, 495 outgoing wire, 698 fees. BAI2 has no debit/credit flag: 100–399 is money in, 400–699 is money out.
BAI2 (BAI version 2) — Valid
The nominal BAI2 file example: one account, an 010 opening and 015 closing ledger balance, and ten transactions whose direction comes solely from the type code — 115 lockbox deposit, 165 ACH credit, 195 incoming wire, 475 check paid, 451 ACH debit, 495 outgoing wire, 698 fees. BAI2 has no debit/credit flag: 100–399 is money in, 400–699 is money out.
What this file shows
The nominal BAI2 file example: one account, an 010 opening and 015 closing ledger balance, and ten transactions whose direction comes solely from the type code — 115 lockbox deposit, 165 ACH credit, 195 incoming wire, 475 check paid, 451 ACH debit, 495 outgoing wire, 698 fees. BAI2 has no debit/credit flag: 100–399 is money in, 400–699 is money out.
| Transactions | 10 |
|---|
Every party, IBAN and amount below is fictitious. The IBANs are structurally valid — they pass the mod-97 check — but they belong to no real account.
File content
01,071000013,ACMECORP,260711,0800,1,80,10,2/
02,ACMECORP,071000013,1,260710,2400,USD,2/
03,0037284159,USD,010,10000000,,,015,15416576,,/
16,115,2500000,,LBX0000101,INV-2026-0101,LOCKBOX DEPOSIT BATCH 4471/
16,165,1250000,,ACH20260710A,PAYROLL-REIMB,PREAUTHORIZED ACH CREDIT ACME SERVICES/
16,195,4500000,,FEDWIRE0001,WIRE-IN-88231,INCOMING WIRE NORTHWIND TRADING/
16,108,125075,,MISC0000012,CREDIT-ADJ-07,CREDIT ADJUSTMENT RETURNED ITEM/
16,165,300000,,ACH20260710B,SUBSCRIPTION,PREAUTHORIZED ACH CREDIT CONTOSO LLC/
16,475,340000,,CHK00010021,CHECK-10021,CHECK PAID 10021/
16,475,189999,,CHK00010022,CHECK-10022,CHECK PAID 10022/
16,451,725000,,ACH20260710C,VENDOR-PAY,PREAUTHORIZED ACH DEBIT UTILITY CO/
16,495,2000000,,FEDWIRE0002,WIRE-OUT-441,OUTGOING WIRE FABRIKAM INC/
16,698,3500,,FEE000000701,ACCT-FEES,MISCELLANEOUS FEES ACCOUNT ANALYSIS/
49,37350150,12/
98,37350150,1,14/
99,37350150,1,16/
How we know these results hold
Every file in this library is run through the site's own validator on each build. The expected result stated above is asserted by an automated test — if a file stopped matching what this page claims, the build would fail. Two inherited fixtures were repaired this way before publication: three IBANs failed the mod-97 check and several names used characters outside the basic SEPA character set.