R37 - Source Document Presented for Payment (ARC, BOC, POP)
The Receiver is being debited twice for the same cheque: the paper source document was presented for payment through the cheque system in addition to the ACH entry that was created from it.
R37 - Source Document Presented for Payment (ARC, BOC, POP)
The Receiver is being debited twice for the same cheque: the paper source document was presented for payment through the cheque system in addition to the ACH entry that was created from it. This rejection is final: resubmitting the same payment will fail again — resolve the underlying situation first.
What this code means
The Receiver is being debited twice for the same cheque: the paper source document was presented for payment through the cheque system in addition to the ACH entry that was created from it.
Typical causes
- Paper cheque deposited after being converted to an ARC/BOC/POP entry
- Cheque not properly voided at the point of conversion
- Duplicate collection across the cheque and ACH rails
What to do
Do not re-send. The Originator must ensure the source document is voided/retained and never presented once it has been converted to ACH.
What it looks like in an ACH return
The return arrives as an Addenda Record (type 99), 94 characters wide. The return reason code sits in positions 4-6.
799R37091000010000001 09100001 091000019000001Tools for this code
Decode a real status report, or check a payment file before you send it — all in your browser, nothing uploaded.
Related codes
Source: Nacha ISO 20022 mapping guide + Federal Reserve ACH Return Reason Report + US Treasury Green Book · Last verified: 2026-07-13
Checked against: nacha.org · frbservices.org