{
  "id": "untdid-4461",
  "name": "UNTDID 4461",
  "fullName": "Payment means code",
  "businessTerm": "BT-81",
  "rule": "BR-CL-16",
  "standard": "UN/EDIFACT",
  "agency": "UN/CEFACT, as published by the European Commission",
  "source": {
    "name": "European Commission genericode package, Payment.gc (edition 2026-05-15)",
    "url": "https://ec.europa.eu/digital-building-blocks/sites/download/attachments/467108974/digital-genericodes-2026-05-15.zip",
    "version": "UN/EDIFACT 4461, Commission edition 2026-05-15"
  },
  "license": "CC-BY-4.0",
  "lastVerified": "2026-07-14",
  "count": 84,
  "codes": [
    {
      "code": "1",
      "name": "Instrument not defined",
      "group": "code"
    },
    {
      "code": "2",
      "name": "Automated clearing house credit",
      "group": "code"
    },
    {
      "code": "3",
      "name": "Automated clearing house debit",
      "group": "code"
    },
    {
      "code": "4",
      "name": "ACH demand debit reversal",
      "group": "code"
    },
    {
      "code": "5",
      "name": "ACH demand credit reversal",
      "group": "code"
    },
    {
      "code": "6",
      "name": "ACH demand credit",
      "group": "code"
    },
    {
      "code": "7",
      "name": "ACH demand debit",
      "group": "code"
    },
    {
      "code": "8",
      "name": "Hold",
      "group": "code"
    },
    {
      "code": "9",
      "name": "National or regional clearing",
      "group": "code"
    },
    {
      "code": "10",
      "name": "In cash",
      "group": "code"
    },
    {
      "code": "11",
      "name": "ACH savings credit reversal",
      "group": "code"
    },
    {
      "code": "12",
      "name": "ACH savings debit reversal",
      "group": "code"
    },
    {
      "code": "13",
      "name": "ACH savings credit",
      "group": "code"
    },
    {
      "code": "14",
      "name": "ACH savings debit",
      "group": "code"
    },
    {
      "code": "15",
      "name": "Bookentry credit",
      "group": "code"
    },
    {
      "code": "16",
      "name": "Bookentry debit",
      "group": "code"
    },
    {
      "code": "17",
      "name": "ACH demand cash concentration/disbursement (CCD) credit",
      "group": "code"
    },
    {
      "code": "18",
      "name": "ACH demand cash concentration/disbursement (CCD) debit",
      "group": "code"
    },
    {
      "code": "19",
      "name": "ACH demand corporate trade payment (CTP) credit",
      "group": "code"
    },
    {
      "code": "20",
      "name": "Cheque",
      "group": "code"
    },
    {
      "code": "21",
      "name": "Banker's draft",
      "group": "code"
    },
    {
      "code": "22",
      "name": "Certified banker's draft",
      "group": "code"
    },
    {
      "code": "23",
      "name": "Bank cheque (issued by a banking or similar establishment)",
      "group": "code"
    },
    {
      "code": "24",
      "name": "Bill of exchange awaiting acceptance",
      "group": "code"
    },
    {
      "code": "25",
      "name": "Certified cheque",
      "group": "code"
    },
    {
      "code": "26",
      "name": "Local cheque",
      "group": "code"
    },
    {
      "code": "27",
      "name": "ACH demand corporate trade payment (CTP) debit",
      "group": "code"
    },
    {
      "code": "28",
      "name": "ACH demand corporate trade exchange (CTX) credit",
      "group": "code"
    },
    {
      "code": "29",
      "name": "ACH demand corporate trade exchange (CTX) debit",
      "group": "code"
    },
    {
      "code": "30",
      "name": "Credit transfer",
      "note": "non-SEPA",
      "group": "code"
    },
    {
      "code": "31",
      "name": "Debit transfer",
      "note": "non-SEPA",
      "group": "code"
    },
    {
      "code": "32",
      "name": "ACH demand cash concentration/disbursement plus (CCD+) credit",
      "group": "code"
    },
    {
      "code": "33",
      "name": "ACH demand cash concentration/disbursement plus (CCD+) debit",
      "group": "code"
    },
    {
      "code": "34",
      "name": "ACH prearranged payment and deposit (PPD)",
      "group": "code"
    },
    {
      "code": "35",
      "name": "ACH savings cash concentration/disbursement (CCD) credit",
      "group": "code"
    },
    {
      "code": "36",
      "name": "ACH savings cash concentration/disbursement (CCD) debit",
      "group": "code"
    },
    {
      "code": "37",
      "name": "ACH savings corporate trade payment (CTP) credit",
      "group": "code"
    },
    {
      "code": "38",
      "name": "ACH savings corporate trade payment (CTP) debit",
      "group": "code"
    },
    {
      "code": "39",
      "name": "ACH savings corporate trade exchange (CTX) credit",
      "group": "code"
    },
    {
      "code": "40",
      "name": "ACH savings corporate trade exchange (CTX) debit",
      "group": "code"
    },
    {
      "code": "41",
      "name": "ACH savings cash concentration/disbursement plus (CCD+) credit",
      "group": "code"
    },
    {
      "code": "42",
      "name": "Payment to bank account",
      "group": "code"
    },
    {
      "code": "43",
      "name": "ACH savings cash concentration/disbursement plus (CCD+) debit",
      "group": "code"
    },
    {
      "code": "44",
      "name": "Accepted bill of exchange",
      "group": "code"
    },
    {
      "code": "45",
      "name": "Referenced home-banking credit transfer",
      "group": "code"
    },
    {
      "code": "46",
      "name": "Interbank debit transfer",
      "group": "code"
    },
    {
      "code": "47",
      "name": "Home-banking debit transfer",
      "group": "code"
    },
    {
      "code": "48",
      "name": "Bank card",
      "note": "Use for all payment cards",
      "group": "code"
    },
    {
      "code": "49",
      "name": "Direct debit",
      "group": "code"
    },
    {
      "code": "50",
      "name": "Payment by postgiro",
      "group": "code"
    },
    {
      "code": "51",
      "name": "FR, norme 6 97-Telereglement CFONB (French Organisation for Banking Standards) - Option A",
      "group": "code"
    },
    {
      "code": "52",
      "name": "Urgent commercial payment",
      "group": "code"
    },
    {
      "code": "53",
      "name": "Urgent Treasury Payment",
      "group": "code"
    },
    {
      "code": "54",
      "name": "Credit card",
      "group": "code"
    },
    {
      "code": "55",
      "name": "Debit card",
      "group": "code"
    },
    {
      "code": "56",
      "name": "Bankgiro",
      "group": "code"
    },
    {
      "code": "57",
      "name": "Standing agreement",
      "note": "Contractual payment means",
      "group": "code"
    },
    {
      "code": "58",
      "name": "SEPA credit transfer",
      "note": "SEPA",
      "group": "code"
    },
    {
      "code": "59",
      "name": "SEPA direct debit",
      "note": "SEPA",
      "group": "code"
    },
    {
      "code": "60",
      "name": "Promissory note",
      "group": "code"
    },
    {
      "code": "61",
      "name": "Promissory note signed by the debtor",
      "group": "code"
    },
    {
      "code": "62",
      "name": "Promissory note signed by the debtor and endorsed by a bank",
      "group": "code"
    },
    {
      "code": "63",
      "name": "Promissory note signed by the debtor and endorsed by a third party",
      "group": "code"
    },
    {
      "code": "64",
      "name": "Promissory note signed by a bank",
      "group": "code"
    },
    {
      "code": "65",
      "name": "Promissory note signed by a bank and endorsed by another bank",
      "group": "code"
    },
    {
      "code": "66",
      "name": "Promissory note signed by a third party",
      "group": "code"
    },
    {
      "code": "67",
      "name": "Promissory note signed by a third party and endorsed by a bank",
      "group": "code"
    },
    {
      "code": "68",
      "name": "Online payment service",
      "group": "code"
    },
    {
      "code": "69",
      "name": "Transfer Advice",
      "group": "code"
    },
    {
      "code": "70",
      "name": "Bill drawn by the creditor on the debtor",
      "group": "code"
    },
    {
      "code": "74",
      "name": "Bill drawn by the creditor on a bank",
      "group": "code"
    },
    {
      "code": "75",
      "name": "Bill drawn by the creditor, endorsed by another bank",
      "group": "code"
    },
    {
      "code": "76",
      "name": "Bill drawn by the creditor on a bank and endorsed by a third party",
      "group": "code"
    },
    {
      "code": "77",
      "name": "Bill drawn by the creditor on a third party",
      "group": "code"
    },
    {
      "code": "78",
      "name": "Bill drawn by creditor on third party, accepted and endorsed by bank",
      "group": "code"
    },
    {
      "code": "91",
      "name": "Not transferable banker's draft",
      "group": "code"
    },
    {
      "code": "92",
      "name": "Not transferable local cheque",
      "group": "code"
    },
    {
      "code": "93",
      "name": "Reference giro",
      "group": "code"
    },
    {
      "code": "94",
      "name": "Urgent giro",
      "group": "code"
    },
    {
      "code": "95",
      "name": "Free format giro",
      "group": "code"
    },
    {
      "code": "96",
      "name": "Requested method for payment was not used",
      "group": "code"
    },
    {
      "code": "97",
      "name": "Clearing between partners",
      "group": "code"
    },
    {
      "code": "98",
      "name": "JP, Electronically Recorded Monetary Claims",
      "group": "code"
    },
    {
      "code": "ZZZ",
      "name": "Mutually defined",
      "group": "code"
    }
  ]
}